At present, we are  unable to accept or process applications for regulated mortgages. This notice will be updated when our position changes. 

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Home Improvement Refinance

Home Improve Refinance | Our Guide to Get Started

Home Improvement Refinance or loan at Goodnews Mortgages

At Goodnews Mortgages, we understand that home improvement projects can significantly enhance the value and comfort of your home, but funding these projects is often a challenge. One of the most effective ways to finance renovations is through a home improvement refinance. Refinancing your mortgage to access additional funds can be a smart way to upgrade your property while potentially lowering your interest rate.

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home improvement loan or refinance

Home improvement refinancing allows homeowners to refinance their current mortgage, borrowing more than their outstanding balance to fund renovations or upgrades. The additional funds from the refinance can be used for a variety of home improvement projects, from kitchen and bathroom renovations to energy-efficient upgrades like solar panels or new windows.

This type of refinance is often referred to as a “cash-out refinance,” where you essentially tap into your home’s equity. At Goodnews Mortgages, we help homeowners navigate the refinancing process to ensure they get the best terms and rates available for their home improvement projects.

Why Home Improvement Refinance?

Refinancing to fund home improvements offers several advantages over other forms of financing such as personal loans or credit cards:

  • Lower interest rates: Mortgage interest rates are typically lower than those on personal loans or credit cards, making refinancing a cost-effective way to borrow.
  • Increased property value: Home improvements Refinance can increase the value of your property, potentially giving you a return on investment when it’s time to sell.
  • Tax benefits: In some cases, the interest on a mortgage refinance for home improvements Refinance may be tax-deductible, depending on your local tax laws.
  • Consolidate debts: Refinancing can also provide an opportunity to consolidate higher-interest debts into one lower monthly payment, freeing up more money for home projects.

When to Consider a Home Improvement Refinance

Refinancing for home improvements is an excellent option if you meet the following criteria:

  1. Sufficient equity: You’ll need to have enough equity in your home to borrow against. Lenders typically require that you retain at least 15%-20% equity after refinancing.
  2. Low interest rates: If current mortgage rates are lower than the rate you initially locked in, refinancing could lower your monthly payments while also providing extra funds for home improvements.
  3. Long-term residency plans: If you plan to stay in your home for several years, home improvements can enhance your living experience and boost your home’s long-term value.

Types of Home Improvement Refinance Options

At Goodnews Mortgages, we offer several home improvement refinance options to fund your home improvements. The most popular include:

1. Cash out For Home Improvements

With a cash-out for home improvements refinance, you replace your existing mortgage with a new one for a higher amount, receiving the difference as a lump sum of cash. This can be used for home improvements or any other purpose. For example, if your home is worth £300,000 and your outstanding mortgage balance is £150,000, you could refinance to borrow £200,000. You’d receive £50,000 to use for home improvements, while still paying off your existing mortgage balance.

2. Home Equity Loan or Line of Credit (HELOC)

A home equity loan or HELOC allows you to borrow against the equity in your home without refinancing your entire mortgage. With a home equity loan, you receive a lump sum, while a HELOC acts like a credit line that you can draw from as needed. Both options offer flexibility but may come with higher interest rates than a traditional refinance.

3. Rate-and-Term Refinance

If your goal is primarily to lower your mortgage rate and monthly payments, a rate-and-term refinance can also free up funds for home improvements by reducing your monthly housing costs. Although you won’t receive cash upfront, the savings from lower payments can be directed toward smaller home improvement projects over time.

How Goodnews Mortgages Can Help

Navigating the refinancing process can be complex, especially when you’re using the funds for home improvements. At Goodnews Mortgages, our expert advisors are here to help you find the best refinancing option for your unique needs. Here’s how we can assist you:

  • Assess your home’s equity: We’ll evaluate your current mortgage and home value to determine how much equity you can access for your home improvement projects.
  • Compare rates: We’ll shop around for the most competitive interest rates and terms from a variety of lenders, ensuring you get the best possible deal.
  • Help you choose the right refinance option: Whether it’s a cash-out refinance, HELOC, or traditional rate-and-term refinance, we’ll guide you through the pros and cons of each option.
  • Smooth application process: Our team will handle the paperwork and ensure your refinance application is as streamlined and stress-free as possible.

Benefits of Home Improvement Refinance with Goodnews Mortgages

At Goodnews Mortgages, we’re dedicated to helping homeowners make the most of their property investments. When you choose to refinance with us for your home improvement needs, you can enjoy:

  • Access to a wide range of lenders: We work with multiple lenders to find the best refinancing deals for your situation.
  • Expert advice: Our experienced mortgage advisors are on hand to provide guidance throughout the entire refinancing process.
  • Customised mortgage solutions: We tailor our services to your specific financial situation, ensuring the refinance option you choose fits your budget and long-term goals.

Common Home Improvement Projects to Finance with Refinance

Home improvement refinancing can be used to fund a variety of projects that not only enhance your living space but also increase the value of your home. Popular projects include:

  • Kitchen renovations: Upgrading countertops, appliances, and cabinetry can add significant value to your home.
  • Bathroom upgrades: Modernizing bathrooms with new fixtures, tiles, and energy-efficient plumbing.
  • Energy-efficient upgrades: Installing solar panels, new windows, or insulation to reduce energy costs and increase home value.
  • Extension or loft conversion: Adding more living space to accommodate a growing family or create a home office.
  • Exterior improvements: Enhancing curb appeal with landscaping, new roofing, or siding.

Is Home Improvement Refinance Right for You?

Home improvement refinance is an excellent option if you’re looking to upgrade your home and have enough equity to borrow against. It’s especially advantageous if you can secure a lower interest rate than your current mortgage, making the financing cost-effective.

Before proceeding, it’s important to weigh the costs of refinancing (such as closing fees and potential longer mortgage terms) against the benefits of your home improvement refinance. At Goodnews Mortgages, our advisors will help you assess whether refinancing is the right financial move for your situation.

Ready to for Home Improvement Refinance?

If you’re ready for home improvement refinance, Goodnews Mortgages is here to help. With our access to a range of lenders and refinancing options, we’ll ensure you get the best deal to meet your home renovation needs.

Email: hello@goodnewsmortgages.co.uk

Phone: +44 (0) 2477 360 268

For Latest updates follow us on on LinkedIn, Instagram and Facebook. 

Home Improvement Refinance

Best Mortgages for NHS Staff

Best Mortgages for NHS Staff | Goodnews Mortgages | Contact Us

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Best Mortgages for NHS Staff discount workers with bad credit

As an NHS worker, you dedicate your life to serving the public, and many lenders recognize this by offering exclusive mortgage deals tailored to your needs. Whether you’re a nurse, doctor, paramedic, or support staff, you are eligible for special mortgage products with us with as low as 5% Deposit. We offer lower deposit requirements, flexible lending criteria, also consider bank hours or locum work. We’ll explore the best mortgages for NHS staff, the benefits offer, and how you can secure the most competitive deal.

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Why we Offer Best Mortgages for NHS Staff? 

Lenders often consider NHS Staff to be low-risk borrowers because of their stable employment and essential Staff status. This makes many NHS Staff eligible for mortgage deals with more favourable terms. Whether you’re a first-time buyer or looking to move up the property ladder, these deals can make securing a NHS Mortgage more affordable and accessible.

Best Mortgages for NHS Staff

Top Mortgage Options for NHS Staff

Here are some of the best mortgage options available to NHS employees:

1. NHS Exclusive Mortgages

Several lenders offer NHS-exclusive mortgage products, providing added benefits like reduced interest rates, cashback offers, and fee waivers. These mortgages are tailored specifically to healthcare professionals and can include:

  • Lower deposit requirements: You may only need a deposit as low as 5%.
  • Reduced or waived fees: Some lenders waive arrangement and valuation fees for NHS Staff, reducing upfront costs.
  • Cashback deals: Certain mortgage providers offer cashback on completion, which can help cover moving costs or other expenses.

2. Help to Buy for NHS Staff

The Help to Buy scheme allows NHS Staff to purchase a home with just a 5% deposit, making it an excellent option for first-time buyers. With the government providing up to 20% (40% in London) of the property’s value as an equity loan, you can reduce the amount you need to borrow from your mortgage provider.

3. Shared Ownership NHS Mortgages

Shared Ownership is a government-backed scheme that lets you buy a share of a property—usually between 25% and 75%—and pay rent on the remainder. NHS Staff can use this scheme to get on the property ladder with a smaller deposit and monthly payments that may be more affordable than renting or buying outright.

4. Key Worker Mortgage Schemes

Some mortgage lenders still offer Key Worker Mortgage Schemes, which provide enhanced lending terms for essential workers, including NHS staff. These schemes often feature:

  • Higher loan-to-income ratios: You may be able to borrow more based on your income.
  • Flexible lending criteria: Lenders may be more lenient with factors like contract length or credit history.
  • Discounted interest rates: Some lenders offer lower rates as a reward for your service in a key public role.

5. Standard Mortgages with NHS Incentives

Even if you choose a standard mortgage, many lenders offer additional perks for NHS staff. These might include:

  • Discounted interest rates: Some lenders provide exclusive interest rates to NHS Staff.
  • Fee waivers: You may qualify for reduced arrangement or application fees.
  • Flexible criteria for fixed-term contracts: If you’re on a temporary or fixed-term NHS Staff, certain lenders will still consider you for a mortgage.

6. 5% Mortgages as Foreign National

We have exclusive access to mortgage products with as little as 5% Deposit requirements subject to credits score and affordability.

How to Secure the Best Mortgage Deal as NHS Staff

Here’s how to make sure you get the best possible mortgage deal:

1. Check Your Eligibility for NHS Deals

Make sure you qualify for any exclusive NHS deals offered by lenders. These deals are generally available to all NHS Staff, including nurses, doctors, healthcare assistants, and administrative staff. Check with individual lenders or work with a specialist mortgage broker to confirm eligibility.

2. Use a Specialist Mortgage Broker

A mortgage broker who understands the mortgage products available to NHS Staff can save you time and help you find the best deal. Brokers have access to exclusive offers not always advertised directly by lenders, which can result in better rates or added benefits.

3. Boost Your Credit Score

A strong credit score is essential to securing the best mortgage rate. Even if you’re eligible for NHS-specific mortgage products, having a higher credit score will ensure you get the most favorable terms. To improve your credit score:

  • Pay off outstanding debts
  • Make all bill payments on time
  • Avoid opening new lines of credit before applying for a mortgage

4. Save for a Larger Deposit

While some NHS mortgage deals require as little as a 5% deposit, a larger deposit will often result in better mortgage terms. If possible, aim for at least a 10% deposit to access lower interest rates and reduce your overall borrowing.

5. Consider Government Schemes

NHS staff have access to government schemes like Help to Buy and Shared Ownership, which can significantly lower the deposit needed to secure a mortgage. These schemes can also make the buying process more affordable, especially for first-time buyers.

Benefits of Using a Mortgage Broker for NHS Staff

A specialist mortgage broker can help NHS employees find exclusive deals that aren’t widely advertised. Brokers also have the expertise to navigate complicated lending criteria and government schemes, ensuring you get the most competitive rates.

Using a broker offers several benefits, including:

  • Access to exclusive NHS mortgage deals
  • Expert advice on government schemes like Help to Buy and Shared Ownership
  • Guidance through complex lending criteria for fixed-term or temporary contracts

Conclusion

At Goodnews Mortgages we have have access to some of the best mortgages for NHS Staff. Whether you’re a first-time buyer or moving to a new home, you can take advantage of these benefits to secure a competitive mortgage that suits your financial situation. For the best results, work with a mortgage advisor at Goodnews Mortgages who specializes in best mortgages for NHS staff, check your eligibility for government schemes like Help to Buy, 5% Deposit for Foreign Nationals, Bank hours and Credit Score requirements.

By following these steps, you’ll be well on your way to securing a mortgage that meets your needs as a valued NHS professional, Care Worker and Support Worker.

Email: hello@goodnewsmortgages.co.uk

Phone: +44 (0) 2477 360 268

For Latest updates follow us on on LinkedIn, Instagram and Facebook. 

best mortgages for NHS staff
Spouse Visa Mortgage

Spouse Visa Mortgage | Comprehensive Guide

Spouse Visa Mortgage

Spouse Visa Mortgage: How to Secure a Mortgage as Spouse Visa

Getting a mortgage on a spouse visa in the UK may seem challenging, but it’s absolutely possible with Goodnews Mortgages. Whether you’re newly married or planning to settle in the UK long-term, there are mortgage options available for non-UK citizens with spouse visas. In this guide, we’ll explore everything you need to know about securing a spouse visa mortgage, including eligibility requirements, lenders’ criteria, and how to improve your chances of approval.

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What is a Spouse Visa Mortgage?

A spouse visa mortgage refers to a home loan for individuals living in the UK on a spouse or partner visa. This visa allows non-UK citizens to live and work in the UK if their spouse or partner is a British citizen or a person settled in the UK. Though many high street lenders are cautious when lending to non-UK citizens, there are specialist mortgage products available to help you secure your dream home. 

Can You Get a Mortgage on a Spouse Visa?

Yes, getting a mortgage on a spouse visa is possible! While some traditional lenders may be hesitant due to perceived risks, many lenders are willing to work with non-UK citizens as long as they meet certain conditions. These include:

  • Length of time in the UK: Lenders typically prefer borrowers who have lived in the UK for at least 6-12 months.
  • Visa Duration: A longer visa (ideally at least 2.5 years) improves your chances, as lenders feel more comfortable lending to someone who is likely to stay long-term.
  • Deposit Size: A larger deposit (minimum 10%) can offset some of the perceived risks for lenders.
  • Income and Employment: You’ll need to show proof of stable income, whether employed or self-employed, just like any other borrower.

Key Factors That Affect Your Spouse Visa Mortgage Application

  1. Visa Length and Expiry
    Lenders prefer visas with at least 6 months to 2.5 years left before expiration. The longer your visa is valid, the more confident a lender will be in approving your mortgage application.
  2. Credit History
    Your credit score will play a crucial role in securing a mortgage. If you’re new to the UK, you may not have an extensive credit history, which could be a hurdle. Building your credit score by managing debts and using UK-based financial services can help.
  3. Deposit Size
    While some UK citizens may be able to secure mortgages with as little as 5-10% deposit, spouse visa holders often need a larger deposit. A deposit of 15-25% is generally recommended, as it reduces the lender’s risk.
  4. Employment and Income
    Stable employment is key to mortgage approval. If you’re self-employed, you’ll need to provide at least 1-2 years of financial records. Lenders may require a higher income threshold for spouse visa holders to qualify.

Which Lenders Offer Spouse Visa Mortgage?

Many high street banks may not have dedicated mortgage products for spouse visa holders, but some specialist lenders and mortgage brokers are more flexible. These lenders will consider factors such as visa length, deposit size, and employment stability rather than outright denying an application due to a visa status.

Working with a mortgage broker who has experience in spouse visa mortgages can be extremely beneficial. They will have access to lenders who understand non-UK citizens’ circumstances and can offer more tailored solutions.

How to Improve Your Chances of Getting a Spouse Visa Mortgage

  1. Save for a Larger Deposit
    A larger deposit, typically between 20-25%, reduces the risk for lenders and increases your chance of approval.
  2. Build Your Credit History
    If you’re new to the UK, start building a UK credit history by opening a UK bank account, getting on the electoral roll, and using a credit card responsibly.
  3. Seek Expert Advice
    A mortgage broker with experience in securing mortgages for non-UK citizens can help you navigate the process and find the best lender for your situation.
  4. Prepare Your Documents
    Be ready to provide proof of income, employment, visa status, and financial stability. Having these documents prepared in advance will streamline the process.

Conclusion

Getting a spouse visa mortgage may require extra steps, but it is achievable with careful planning and the right approach. If you’re considering a mortgage and are on a spouse visa, speaking to a mortgage advisor  at Goodnews Mortgages who understands your unique situation can make all the difference. Start your journey today and find the right lender who will help turn your dream home into a reality.

At Goodnews Mortgages, we specialise in managing complex Residential, Buy to Let, and Commercial mortgages. Whether you have adverse credit, multiple income streams, are self-employed, or a foreign national on a visa, we have a solution to meet your requirements and mortgage affordability. If you would like us to review or upgrade your current mortgage products for Residential, BTL and Commercial property or simply need mortgage advice, please feel free to get in touch.

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Email: hello@goodnewsmortgages.co.uk

Phone: +44 (0) 2477 360 268

Get a mortgage with CCJ

How Goodnews Mortgage Help Clients Get a Mortgage with CCJ?

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How to Get a Mortgage with CCJ: Your Complete Guide

If you have a County Court Judgment (CCJ) on your credit report, you might think that getting a mortgage is out of reach. While a CCJ can make the process more challenging, it’s not impossible. In fact, many specialist lenders cater to individuals with poor credit histories, including those with CCJs. In this guide, we’ll walk you through how to get a mortgage with CCJ, what you need to know, and how to improve your chances.

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Can You Get a Mortgage with CCJ?

Yes, you can get a mortgage with CCJ, but your options may be limited. High-street banks may decline your application, but specialist lenders are often more flexible. These lenders consider various factors, such as the age of the CCJ, whether it’s been settled, and your current financial situation

Factors Lenders Consider for a Mortgage with CCJ

Lenders will evaluate several factors when reviewing your mortgage application with a CCJ:

  1. Age of the CCJ: Older CCJs carry less weight. If your CCJ is more than two or three years old, lenders are more likely to overlook it, especially if your financial situation has improved since.
  2. Has the CCJ been settled?: A settled CCJ (one that you’ve paid off) is viewed more favourably than an unsettled one. Settling your CCJ demonstrates that you’ve taken responsibility for your debts.
  3. Size of the CCJ: Smaller CCJs may be less of an issue than larger ones. If the debt is relatively small, some lenders may still be willing to offer a mortgage.
  4. Credit history since the CCJ: Lenders will look at your overall financial behaviour since the CCJ. If you’ve been managing your credit responsibly, paying bills on time, and keeping debt levels low, this can improve your chances.
  5. Deposit size: A larger deposit can offset the risk of lending to someone with a CCJ. Most lenders will expect a deposit of 15-30% if you have a CCJ, compared to the standard 5-10%.
  6. Income and affordability: Lenders will assess your current income and overall affordability. A stable, secure income can increase your chances of approval.

Steps to Improve Your Chances of Getting a Mortgage with CCJ

Although getting a mortgage with CCJ is more challenging, there are steps you can take to improve your chances:

1. Settle Your CCJ

If possible, pay off your CCJ before applying for a mortgage. A settled CCJ looks better to lenders than an outstanding one. Once settled, ensure that this is updated on your credit report.

2. Wait Until the CCJ Ages

If your CCJ is recent, consider waiting for it to age. Lenders are more lenient with CCJs that are over two or three years old. In the meantime, work on improving your credit score by making timely payments on any remaining debts.

3. Save a Larger Deposit

A larger deposit (15-30%) reduces the lender’s risk, making them more likely to approve your mortgage. Start saving as much as possible to improve your deposit size.

4. Improve Your Credit Score

Focus on building your credit score by:

  • Paying bills on time.
  • Reducing your credit card balances.
  • Avoiding new credit applications.
  • Checking your credit report regularly for errors and disputing any inaccuracies.

5. Use a Specialist Mortgage Broker

At Goodnews Mortgages, we specialise in bad credit mortgages can help you find lenders that are more willing to approve applicants with CCJs. We can guide you through the process and increase your chances of finding the best deal

Specialist Lenders for Getting a Mortgage with CCJ

If traditional high-street lenders have declined your mortgage application due to a CCJ, specialist lenders might be the solution. These lenders are more experienced in dealing with applicants who have bad credit, including CCJs, and can offer more flexible terms. However, keep in mind that interest rates and fees may be higher with these lenders.

Can You Get a Mortgage if You Have Multiple CCJs?

Yes, you can still get a mortgage if you have multiple CCJs. In this case, lenders will likely require a larger deposit, higher interest rates, and proof of improved financial management. Working with an advisor at Goodnews Mortgages is helpful if you have more than one CCJ on your credit file.

How Long After a CCJ Can You Get a Mortgage?

You can technically apply for a mortgage as soon as you have a CCJ, but waiting a few years can improve your chances. Once a CCJ has been removed from your credit file after six years, your options will open up further, allowing you to qualify for more competitive rates

Conclusion

With over a decade experience in mortgages and dealing with clients with adverse credit history and complex circumstances, it is certainly possible with our right approach at Goodnews Mortgages. Settling your CCJ, improving your credit score, and saving a larger deposit can significantly boost your chances. Working with a specialist mortgage firm we can also help you find the right lender who is willing to consider your application.

If you’re looking to get a mortgage with CCJ, start by booking consultation with us. There are options out there, and with the right plan, you can still achieve your homeownership goals.

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Discover the Ultimate Mortgage Guide

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Self-Employed, Low Credit, or First-Time Buyer? Discover the Ultimate Mortgage Guide

Securing a mortgage in the UK can be challenging, especially if you fall into one of three key categories: self-employed, low credit, or a first-time buyer. Each group faces unique obstacles that can make navigating the mortgage market daunting. However, Good News Mortgages, the best mortgage consultancy in UK , is here to offer tailored solutions to help you overcome these challenges and find the right mortgage deal. In this comprehensive guide, we will explore the specific difficulties associated with these situations and explain how we can provide you with the best possible options.

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Challenges Faced by Self-Employed Applicants

Key Challenges:

  1. Inconsistent or Fluctuating Income
  2. Stricter Documentation Requirements
  3. Limited Access to High Loan-to-Value (LTV) Mortgages

Our Solutions:

Despite the challenges, our Mortgage Consultants in UK specialize in helping individuals to secure competitive self-employed mortgage deals.

Tailored Mortgage Solutions:
We work with lenders who understand the nuances of self-employed income and offer flexible products designed to accommodate your unique financial situation.

Professional Guidance:
Our team helps you prepare your financial documentation, including certified accounts and tax records, to present a clear picture of your income to lenders.

Access to Specialist Lenders:
We have relationships with lenders who specialize in working with self-employed borrowers, ensuring you have access to the most favorable terms, including competitive interest rates and loan options.

Improved Deposit Options: 

While having a larger deposit helps, we can also connect you with lenders offering high LTV mortgages specifically tailored to self-employed clients.

Challenges for Low Credit Score Applicants

Having a low credit score can significantly hinder your ability to secure a mortgage. Most mainstream lenders rely heavily on credit scores to assess the risk of lending, and those with poor credit may face rejection or high interest rates.

Key Challenges:

  1. Higher Perceived Risk
  2. Difficulty Meeting Credit Criteria
  3. Limited Mortgage Options

Our Solutions:

At Good News Mortgage Consultants, we specialize in finding solutions for those with low credit scores & offer them the convenient low credit score mortgages in UK.

Access to Specialist Lenders: 

We work with lenders who are open to providing mortgages to individuals with poor credit. These lenders consider more than just your credit score and take a more holistic view of your financial situation.

Improving Your Application: 

We help you review and improve your credit report before applying, ensuring any errors are corrected and offering advice on steps to boost your creditworthiness.

Guarantor Mortgage Options: 

If your credit score is too low, we can explore guarantor mortgage options, where a family member or close friend supports your mortgage application by guaranteeing your repayments, reducing the lender’s risk.

Flexible Mortgage Terms: 

Our team can guide you toward flexible mortgage products, such as higher deposit mortgages or repayment plans that suit your current financial circumstances.

Challenges for First-Time Buyers

First-time buyers often face unique hurdles, such as understanding the intricacies of the mortgage process and dealing with the financial strain of saving for a deposit while managing other costs.

Key Challenges:

  1. Large Deposit Requirements
  2. Complex Mortgage Market
  3. Lack of Experience

Our Solutions:

Good News Mortgage Consultants are dedicated to making the home-buying process smoother for first-time buyers with Home improvement mortgage deals in UK.

Low Deposit Options: 

We help you explore mortgage options that require smaller deposits, such as 5% deposit mortgages and the Help to Buy scheme, which allows you to buy a property with as little as a 5% deposit.

Step-by-Step Guidance: 

Our team walks you through the entire mortgage process, from application to approval, ensuring that you understand the terms and conditions of the mortgage you choose.

First-Time Buyer Mortgages: 

We have access to products specifically designed for first-time buyers, offering features like fixed-rate deals to help you budget more effectively for your monthly payments.

Government Support Schemes: 

We can help you take advantage of government-backed schemes like Shared Ownership and Help to Buy Equity Loan, which reduce the financial burden and make homeownership more accessible.

Why Choose Good News Mortgage Consultants?

We pride ourselves on providing tailored mortgage solutions for clients facing various financial challenges. Whether you’re self-employed, have a low credit score, or are a first-time buyer, our expert consultants can help you find the right mortgage product to fit your unique circumstances.

Our Key Benefits:

Expert Mortgage Advice: 

We offer personalized mortgage advice based on your individual financial situation.

Access to Specialist Lenders:

We work with a wide network of lenders, including those that specialize in self-employed and low credit score applicants.

Comprehensive Support: 

From document preparation to final approval, we guide you through the entire mortgage process, ensuring you get the best possible deal.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE MORTGAGE PAYMENTS.

Most Buy to Let Mortgages and Bridging Finance Contracts are not regulated by the Financial Conduct Authority. We are currently not offering regulated mortgages or products.

Commercial Mortgages are not regulated by the Financial Conduct Authority.

Goodnews Mortgages Ltd specialises in Buy to Let, Commercial Mortgages, Bridging Finance and Development Finance with funding available up to £50 million. Goodnews Mortgages Ltd is a company registered in England and Wales. Company Registration Number: 15534451. Goodnews Mortgages Ltd is registered with the Information Commissioner’s Office (ICO) ICO Registration Number: ZB669667. We are committed to protecting your personal information and processing data in accordance with applicable data protection legislation, including the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

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