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Simple Solutions for Complex Situations

Custom Mortgage Solutions for NHS & Care Staff

Struggling to find a mortgage as an NHS professional, social or care worker with locum and bank hours? We have mortgages specifically designed for healthcare workers who are part of the NHS’s “bank staff,” meaning they work on a temporary, shift-based, or zero-hours contract. While traditional lenders may prefer applicants with stable, fixed incomes, we work with lenders who understand the variable nature of NHS bank staff work and offer more flexible lending criteria Our team specialises in guiding NHS staff through the mortgage process, even if you face unique financial situations or credit challenges. With our expert advice, we’ll help you secure the best mortgage option and make your homeownership dreams a reality.

Specialised NHS Staff Mortgages

Having trouble with NHS mortgage approvals? We offer expert, tailored solutions to make homeownership easier.

NHS Professional Mortgages

HCAs, Nurses, GPs and other NHS Professionals are welcome to choose from wide range of mortgage products with as low as 5% deposit subject to criteria and suitability .

Care Workers & Healthcare

We provide support and guidance to those working as care workers through permanent employment or agency role using their basic income, overtime hours and circumstances

GP & Locum Employment

Specially designed for GP with locum employment hours. We have various mortgage products suitable for individual needs, affordability and circumstances.

NHS First-Time Buyer Mortgages

Aimed at NHS employees purchasing their first home, offering unique benefits like lower deposit requirements and tailored advice. UK and foreign nationals accepted with no minimum residency.

Why Choose GM?

Specialists in complex, Residential, Buy To Let and Commercial mortgages. Adverse credit, multiple incomes, self-employed, or on a visa? We have a solution.

Right Mortgage option

Right Mortgage Options for your unique financial situation, even with low credit scores.

Quick Approval

Quick and easy process that matches you with the best mortgage options, without long delays.

Our Monthly Approvals

With several approvals every month, we have handle complex situations so well, they start to look simple.

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We are Linked with 102+ Lenders across UK

Our Simple Mortgage Process

3 simple steps to getting a mortgage for NHS and care worker roles.

We Will Discuss the Scenario

We’ll begin by talking through your financial situation and mortgage needs to find the best options for you. This discussion ensures we understand your goals and can tailor the process to meet them effectively.

Make the Right Documentation

Next, you’ll gather and organize all necessary documents, such as proof of income, ID and credit history. Having complete and accurate documentation is essential for a smooth and successful mortgage application.

Get Your Mortgage Approved

Finally, we’ll submit your application to the lender and address any additional requirements. Once approved, you’ll receive a formal offer, allowing you to move forward with securing your mortgage.

With Goodnews Mortgages, NHS & Care Staff can Buy Home Stress-free

Finding a mortgage as NHS or care staff can be tough and confusing. We offer simple, tailored solutions to help you through the process and make owning a home easy and achievable.

Solution for NHS Staff Mortgages, Care Work and Support Workers

At Goodnews Mortgages, we are proud to support the hardworking individuals in the NHS with tailored mortgage solutions. Our NHS staff mortgages are designed to provide healthcare professionals with competitive rates and exclusive offers, helping them achieve their homeownership goals with ease.

An NHS staff mortgage is a mortgage specifically designed for NHS employees, including doctors, nurses, midwives, and other healthcare professionals. These mortgages come with special rates and incentives that cater to the unique needs of NHS workers, making it easier for them to secure a home loan, even if they have non-standard or shift-based income.

At Goodnews Mortgages, we offer

  • Exclusive mortgage rates: Competitive interest rates specifically for NHS staff.
  • Flexible lending criteria: Tailored to accommodate NHS workers with variable shifts or overtime pay.
  • Low deposit options: Many lenders offer mortgages with low deposit requirements for NHS employees.
  • Discounts and perks: Some mortgage providers offer added incentives such as cashback or reduced fees.

NHS employees often face challenges when applying for a mortgage due to non-traditional working hours or varying income. At Goodnews Mortgages, we understand these complexities and work with lenders who offer flexible terms to help healthcare workers secure their dream home without hassle.

At Goodnews Mortgages, we offer expert advice and tailored mortgage solutions for NHS staff. Our dedicated team will guide you through the application process, ensuring you find the best deal that fits your financial circumstances and career.

If you’re an NHS worker looking to buy a home, contact Goodnews Mortgages today to explore our NHS staff mortgages. Let us help you find the perfect mortgage solution to support your homeownership journey!