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Simple Solutions for Complex Situations

High Street Banks Said No You Can Still Get the Mortgage!

Struggling with high-street mortgage refusals? Don’t worry, you can still get the mortgage you need! Even if you’ve faced rejections due to adverse credit, affordability  or other criteria reasons. There are specialist lenders who understand your unique circumstances. With expert advice and the right guidance, we can find the right mortgage solution tailored to your needs. Let us guide you through alternative options and get you the approval you deserve.

Mortgage Solutions When Mainstream Lenders Reject You

We have a range of alternative mortgage options designed specifically for those who’ve faced refusals from traditional lenders.

Alternative Lender Solutions

We connect clients with non-traditional lenders who are more flexible with their criteria, offering solutions tailored to their specific needs and circumstances.

Affordability Assessment

Our team can re-assess individuals circumstances and recommend effective affordability solution increasing the chances of securing a mortgage.

Specialist Mortgage Network

Our senior advisors have expertise in securing mortgages for those refused by high street lenders, leveraging our network to secure the best deal.

Customised Mortgage Advice

We offer personalised consultations to assess clients’ unique situations and recommend cost effective mortgage which high-street banks may overlook.

Why Choose GM?

Specialists in complex, Residential, Buy To Let and Commercial mortgages. Adverse credit, multiple incomes, self-employed, or on a visa? We have a solution.

Right Mortgage option

Right Mortgage Options for your unique financial situation, even with low credit scores.

Quick Approval

Quick and easy process that matches you with the best mortgage options, without long delays.

Our Monthly Approvals

With several approvals every month, we have handle complex situations so well, they start to look simple.

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We are Linked with 102+ Lenders across UK

Our Simple Mortgage Process

3 simple steps to overturn a mortgage refusal!

We Will Discuss the Scenario

We’ll begin by talking through your financial situation and mortgage needs to find the best options for you. This discussion ensures we understand your goals and can tailor the process to meet them effectively.

Make the Right Documentation

Next, we’ll gather and organize all necessary documents, such as proof of ID, income and credit history. Having complete and accurate documentation is essential for a smooth and successful mortgage application.

Get Your Mortgage Approved

Finally, we’ll submit your application to the lender and address any additional requirements. Once approved, you’ll receive a formal offer, allowing you to move forward with securing your mortgage.

With Goodnews Mortgages, High Street Refusals Are a Thing of the Past

Facing High Street Refusal? Our Experts Will Guide You Through Alternative Options and Help You Secure the Home You Want. Don’t Let Refusals Hold You Back—Your Dream Home is Within Reach!

Mortgage Declined by High Street Lenders? Explore Alternative Mortgage Solutions with us

Having your mortgage declined can feel discouraging, but it doesn’t have to be the end of your homeownership journey. At Goodnews Mortgages, we specialize in helping clients who’ve been declined for a mortgage find alternative solutions. Understanding why your application was refused and how to improve it can put you back on track.

Why Was Your Mortgage Declined?

There are several common reasons why a mortgage may be declined, including:

  • Poor credit history: Missed payments, defaults, or high credit card balances can affect approval.
  • Insufficient income: Lenders may feel your income is too low to cover the mortgage payments.
  • High debt-to-income ratio: Too much existing debt compared to your income can raise red flags.
  • Inadequate deposit: Not having enough savings for a deposit could result in a rejection.

Knowing the reason behind the refusal is key to moving forward.

How Goodnews Mortgages Can Help

At Goodnews Mortgages, we take the time to review your circumstances and recommend steps to improve your application. We can:

  • Help rebuild your credit: Offer advice on improving your credit score before reapplying.
  • Find alternative lenders: We have access to a wide range of lenders with more flexible criteria.
  • Tailored mortgage solutions: We’ll match you with a mortgage that fits your financial situation, even if you’ve been declined before.

A mortgage decline isn’t the end—it’s a chance to reassess and come back stronger. With Goodnews Mortgages, we’ll guide you through the next steps and help you reapply successfully. If your mortgage was declined, contact Goodnews Mortgages today. Our expert advisors will help you find a path forward and get you one step closer to securing your home.