- +44 247 736 0268
- hello@goodnewsmortgages.co.uk
At present, we are unable to accept or process applications for regulated mortgages. This notice will be updated when our position changes.
At present, we are unable to accept or process applications for regulated mortgages. This notice will be updated when our position changes.
Simple Solutions for Complex Situations
Ready to buy a home with a smaller deposit? Our team specialises in 5% deposit mortgages for UK Nationals, Foreign Skilled workers, Spouse Visas and Pre-settled status making homeownership more accessible. Whether you have less then 6 months visa remining as a foreign nation or have low deposit, we offer a streamlined process that maximise your chances of approval. With expert advice tailored to your situation, we ensure you get the best mortgage options available. Contact us today to explore your possibilities and achieve your homeownership goals.
Looking to buy a home with only a 5% deposit? Our service helps you secure mortgages tailored for first-time buyers, Help to Buy schemes, high loan-to-value options, and shared ownership.
We guide you through securing a mortgage with a 5% deposit, helping you navigate the application process and find the best rates.
By facilitating the application for government-backed help to buy mortgages, we ensure you meet eligibility requirements and access additional support.
We assist in finding and securing high loan-to-value mortgages, advising on managing higher interest rates, and maximizing your deposit.
From applying for shared ownership mortgages with a 5% deposit to managing the purchase process and providing support for buying additional shares.
Right Mortgage Options for your unique financial situation, even with low credit scores.
Quick and easy process that matches you with the best mortgage options, without long delays.
3 simple steps to getting a mortgage with 5% deposit!
We’ll begin by talking through your financial situation and mortgage needs to find the best options for you. This discussion ensures we understand your goals and can tailor the process to meet them effectively.
Next, we’ll gather and organize all necessary documents, such as proof of ID, income and credit history. Having complete and accurate documentation is essential for a smooth and successful mortgage application.
Finally, we’ll submit your application to the lender and address any additional requirements. Once approved, you’ll receive a formal offer, allowing you to move forward with securing your mortgage.
Ready to own a home with just a 5% deposit? Contact us now to explore flexible mortgage options and get expert guidance tailored to your needs. Your dream home is within reach!
Owning a home is a dream for many, but saving for a large deposit can feel overwhelming. A 95% mortgage allows buyers to step onto the property ladder with just a 5% deposit, making homeownership more accessible. Whether you’re a first-time buyer or a home mover, this mortgage option could be the key to securing your dream home.
A 95% loan-to-value (LTV) mortgage enables buyers to borrow up to 95% of the property’s value, requiring only a 5% deposit upfront. These mortgages are popular among:
✔ First-time buyers looking for an affordable entry into homeownership
✔ Existing homeowners with limited equity who want to move
✔ Buyers wanting to maximize their borrowing potential
E.g. if you’re purchasing a property for £250,000, a 5% deposit means you only need to save £12,500, while a 95% mortgage covers the remaining £237,500.
✅ Lower Deposit Requirement – Get on the property ladder sooner with a smaller upfront cost
✅ Keep Savings Intact – Retain more funds for home improvements or emergencies
✅ We offer Competitive Mortgage Rates – We have mortgage products at 95% LTV
Lenders assess several factors before approving a 95% mortgage:
Yes! The UK government has introduced schemes to support low-deposit buyers:
🏡 Mortgage Guarantee Scheme – Helps buyers secure a 95% mortgage with participating lenders
🏡 First Homes Scheme – Offers discounted new-build homes for first-time buyers
At Goodnews Mortgages, we can help you find the best 95% mortgage deals tailored to your financial situation. We are committed to making homeownership accessible for everyone. One of the ways we do this is through 5% deposit mortgages, an ideal solution for first-time buyers or those with limited savings. Let’s break down how this low-deposit mortgage option can help you get the keys to your dream home.
A 5% deposit mortgage allows you to purchase a home with just 5% of the property’s value upfront. The remaining 95% is funded by the mortgage, making it easier and faster to step onto the property ladder. At Goodnews Mortgages, we specialize in 5% deposit mortgages and tailor our services to meet your needs. Our expert advisors will walk you through the entire process, ensuring you get the best mortgage deal available. Our team will help you find the best mortgage rates that fit your financial situation.
Start your journey to homeownership today. Contact Goodnews Mortgages to find out how a 5% deposit mortgage can make your dream home a reality!
1️⃣ Get in Touch with us at contact details provided above. You can email, call or use our readily available WhatsApp Button.
2️⃣ We will speak to you and advice and make the assessment.
3️⃣ Provide the requested documents and we will look after the rest.
Are you living and working in the UK on a Skilled Worker (Tier 2) visa and wondering if you can buy a home? A Tier 2 mortgage is designed to help professionals secure a home loan, even without permanent residency.
Lenders consider several factors when reviewing mortgage applications from Skilled Worker visa holders:
✔ Visa Length – Many lenders require at least 6–12 months remaining on your visa
✔ Employment & Income – A stable job with a competitive salary boosts approval chances
✔ Deposit Amount – A 5–10% deposit is typically required
✔ Credit History – Some UK credit history is required
1️⃣ Get in Touch with us at contact details provided above.
2️⃣ We’ll review and asses your individual situation free of cost.
3️⃣ Provide the requested documents and we will look after the rest.
🔍 London & South East: Higher property prices may require stronger affordability checks
🏡 Manchester, Birmingham & Leeds: Growing housing markets with good 95% mortgage options
🌳 Scotland & Wales: Some local lenders offer additional incentives
Looking for the best 95% mortgage deals in your area? Contact a Goodnews Mortgages today. Click Below to Get Started!
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE MORTGAGE PAYMENTS.
Most Buy to Let Mortgages and Bridging Finance Contracts are not regulated by the Financial Conduct Authority. We are currently not offering regulated mortgages or products.
Commercial Mortgages are not regulated by the Financial Conduct Authority.
Goodnews Mortgages Ltd is an appointed representative of CityPlus Network Ltd, authorised and regulated by the Financial Conduct Authority (FRN 787508 –https://register.fca.org.uk/).
If you wish to complain against us, you can do this by email:
complaints@cityplusnetwork.co.uk
; by telephone: 020 8050 2479; in writing: FAO The Compliance Manager, Cityplus Network, 2nd Floor, 77 Marsh Wall, Canary Wharf, London, E14 9SH.
If your complaint is related to a regulated product or service, you may be entitled to refer to the Financial Ombudsman Service (FOS). If we are unable to provide a resolution within 8 weeks, or you are not happy with the outcome we have provided to you, please visit their website for more details –
www.financial-ombudsman.org.uk. Their support team can be contacted on 0800 023 4567.
