Independent Mortgage Brokers In UK
Refused by lenders because of bad credit or a complex income situation? We are leading mortgage brokers in the UK specializing in Residential & Commercial Mortgages. We also provide Bridging Loans with funding options available up to £50 million. Whether you are first time buyer or have adverse credit, multiple income streams, are self-employed, or are a foreign national on a visa, we can provide solutions to fit your needs and mortgage affordability.
Goodnews Mortgages is a firm of UK’s leading mortgage brokers specializing in complete range of mortgages. After the survey, 99% of our customers have shared that they would recommend our services; this is because of the trust and satisfaction we consistently deliver.
Our services includes Residential and Commercial mortgages detailed below!
A traditional mortgage for self-employed individuals, such as sole traders, LTD company directors and contractors.
A perfect mortgage option to purchase Buy to Let or refinance investment or commercial property. We consider ALL property types.
Perfect for all foreign nationals in the UK on work or other visas. We, being the best mortgage broker, can help with this at 5% deposit!
A flexible mortgage for applicants refused on the high street due to credit score, affordability, criteria and suitability.
It is a short-term loan designed to provide immediate capital while you wait for long-term financing or the sale of a property.
A mortgage tailored for those working in the healthcare sector with locum and additional bank hours.
Development finance can be used for new builds, major renovations, conversions, residential or commercial purposes.
An accessible option for those with adverse credit history such as mispayments, CCJs, Defaults, IVAs and bankruptcy.
A debt consolidation mortgage allows you to consolidate multiple debts into your mortgage, using the equity in your home.
An accessible option for those looking to raise additional finance for property renovation and improvement.
Perfect for first time buyers and those with low deposit contribution. We can get competitive rates.
An accessible option for those unable to secure a full mortgage. Allows you to buy a portion of a property and rent is rest
At Goodnews Mortgages, we, for the past 10 years, have specialized in providing tailored mortgage solutions in UK to meet your unique needs. With our strategy of searching over 150 lenders and 25 schemes, we promise to find you the best deal. Whether you’re navigating the challenges of securing a mortgage with bad credit, stepping into homeownership as a first-time buyer, exploring commercial mortgage options, seeking self-employed mortgage solutions, or needing a bridging loan, our expert finance brokers are here to guide you every step of the way.
Suitable Mortgage Options for your unique financial situation, even with low credit scores.
Quick and easy process that matches you with the cost-effective mortgage options, without long delays.
With several approvals every month, we have handled complex situations so well, they start to look simple.
Buying, remortgaging, or moving is harder than ever. That’s why we have been voted the best mortgage broker in the UK for many years.
Mortgage rates may be higher than in the past decade, but staying informed can help you secure the best deal. Our simple three-step mortgage process is designed to meet your current needs and future goals. Consult with the best experts, navigate the evolving landscape confidently, and find the most suitable mortgage solution with ease.
As a dedicated mortgage broker in UK, we will begin by talking through your financial situation and mortgage needs to find the best options for you. This discussion ensures we understand your goals and can tailor the process to meet them effectively.
Next, we will gather and organize all necessary documents, such as proof of ID, income and credit history. Having complete and accurate documentation is essential for a smooth and successful mortgage application.
Finally, being the best mortgage broker, we assess your application and address any additional requirements. Once approved, you’ll receive a formal mortgage offer or facility letter, allowing you to move forward with securing your required finance.
Service | Key Features |
First-Time Buyer Mortgages | Guidance on government schemes (Help to Buy, Shared Ownership). 5% deposit options. Mortgages for bad credit or visa holders. |
Access to specialized lenders for CCJs, defaults, etc. Flexible terms tailored to affordability. Guidance to improve credit profile. | |
Use of 1-year accounts or projections. Solutions for sole traders, contractors, and partnerships. Lenders accepting diverse income proofs. | |
Bridging Loans | Short-term financing for property transactions, auctions, and renovations. Funding up to £50 million. Rates starting at 0.5%. |
Loans for office, retail, or industrial properties. Tailored repayment terms. Options for owner-occupiers and investors. |
As the best mortgage broker in the UK for first-time buyers, we help thousands of landlords find the very best solution for their requirements, save money, and take the hassle out of earning a rental income from their property or holiday let.
We are proud to support NHS staff with exclusive mortgage options. Whether you’re a doctor, nurse, or other healthcare professional, we’ll help you secure competitive rates tailored to your unique circumstances, including irregular income patterns.
Building a new property or undertaking a large renovation? With over 30 lenders specializing in property development loans, we arrange development finance for experienced and new developers across residential, commercial, and semi-commercial development schemes.
Simplify your finances by consolidating multiple debts into one manageable payment. Our debt consolidation mortgages are designed to reduce stress, lower monthly payments, and enhance financial stability.
We provide services for commercial mortgages and bridging loans, including high-value short-term finance used to buy or refinance commercial or semi-commercial property, fund renovation, conversion, or refurbishment projects, or raise capital for business needs. Bridging loans can finance a new property, cover renovation costs for uninhabitable properties, or provide fast access to funds. Secured on commercial or semi-commercial property, these loans are also used to resolve cash flow issues, invest in plant, machinery, or stock, fund expansions, or pay urgent bills.
Our team of expert finance brokers and advisors is experienced in listening to your specific needs and providing advice whether it is with buy-to-let mortgages, HMO, holiday-lown mortgages, or limited company buy-to-let deals. Whether you are a first-time or established landlord, your dedicated account manager does all the paperwork and procedures to save you time and effort. By using plain language and a glossary resource to help explain terms, we make your mortgage journey simple and stress-free.Â
Don’t let fluctuating interest rates burn a bigger hole in your pocket, secure the best mortgage deal now! As an independent mortgage broker, we offer access to many lender’s choices, unbiased advice, and customised solutions for all, regardless of credit, even for self-employed. Get in touch and avail a free consultation with our experts now to assist you in every step of this process and ensure that you save money and get the best mortgage suitable for your circumstances.
In the UK, a mortgage broker is an intermediary between you and lenders that assists you with finding the best mortgage offer depending on your situation.
No, most mortgage advisors charge a fee, while others do not charge a fee. Fee is dependant on your circumstances.Â
There are thousands of mortgage brokers in the UK, including independent advisors and firms dealing with services appropriate to various customer needs. However, Goodnews Mortgages provides you with a complete range of services for your needs.
Using a mortgage broker offers the opportunity to access more than one lender, personalized tips, and an enhanced opportunity to obtain competitive rates even with complex situations.
Yes, mortgage advisors can give you AIP free of cost.
Yes, mortgage brokers can help with debt consolidation however you will need a competent mortgage advisor to effectively help looking at the debt consolidation mortgage.
YOUR PROPERTY MAY BE REPOSESSED IF YOU DO NOT KEEP UP WITH THE MORTGAGE PAYMENTS. Â
Most Buy to Let Mortgages and Bridging Finance Contracts Are not Regulated by the Financial Conduct Authority.
Commercial Mortgages are not regulated by the Financial Conduct Authority.
Goodnews Mortgages Ltd is an appointed representative of CityPlus Network Ltd, authorised and regulated by the Financial Conduct Authority (FRN 787508 –Â https://register.fca.org.uk/).
If you wish to complain against us, you can do this by email: complaints@cityplusnetwork.co.uk ; by telephone: 020 8050 2479; in writing: FAO The Compliance Manager, Cityplus Network, 2nd Floor, 77 Marsh Wall, Canary Wharf, London, E14 9SH. If your complaint is related to a regulated product or service, you may be entitled to refer to the Financial Ombudsman Service (FOS). If we are unable to provide a resolution within 8 weeks, or you are not happy with the outcome we have provided to you. Please visit their website for more details – www.financial-ombudsman.org.uk. Their support team can be contacted on 0800 023 4567
