At present, we are unable to accept or process applications for regulated mortgages. This notice will be updated when our position changes.
Simple Solutions for Complex Situations
We specialise in complex Residential & Commercial Mortgages. We also provide Bridging Loans with funding options available up to £50 million. Whether you have adverse credit, multiple income streams, are self-employed, or a foreign national on a visa, we can provide solutions to fit your needs and mortgage affordability.
We offer complete range of mortgages.
This includes Residential and Commercial mortgages detailed below!
A traditional mortgage for self-employed individuals, such as sole traders, LTD company directors and contractors.
A perfect mortgage option to purchase Buy to Let or refinance investment or commercial property. We consider ALL property types.
Perfect for all foreign nationals in the UK on work or other leave to remain visas. We can help with this at 5% deposit!
A flexible mortgage for applicants refused on the high street due to credit score, affordability, criteria and suitability.
It is a short-term loan designed to provide immediate capital while you wait for long-term financing or the sale of a property.
A mortgage tailored for those working in the healthcare sector with locum and additional bank hours.
Development finance can be used for new builds, major renovations, conversions, residential or commercial purposes.
An accessible option for those with adverse credit history such as mispayments, CCJs, Defaults, IVAs and bankruptcy.
A debt consolidation mortgage allows you to consolidate multiple debts into your mortgage, using the equity in your home.
An accessible option for those looking to raise additional finance for property renovation and improvement.
Perfect for first time buyers and those with low deposit contribution. We can get competitive rates.
An accessible option for those unable to secure a full mortgage. Allows you to buy a portion of a property and rent is rest
At Goodnews Mortgages, we specialize in providing tailored mortgage solutions to meet your unique needs. Whether you’re navigating the challenges of securing a mortgage with bad credit, stepping into homeownership as a first-time buyer, exploring commercial mortgage options, seeking self-employed mortgage solutions, or needing a bridging loan, we’re here to guide you every step of the way.
Suitable Mortgage Options for your unique financial situation, even with low credit scores.
Quick and easy process that matches you with the cost-effective mortgage options, without long delays.
With several approvals every month, we have handled complex situations so well, they start to look simple.
Feel free to contact us even with adverse credit score and complex situation. We will help you get the right mortgage.
Posted on Stanley A2026-01-23Trustindex verifies that the original source of the review is Google. Mr Omar of Goodness mortgages is a very man that knows his job very well. Where others could not get me a mortgage he got one for me in a very easy and friendly way He payed attention to me and gave me a good advice . Now we got our mortgage approved offer received within a short whilePosted on Tiffins Abingdon2025-11-13Trustindex verifies that the original source of the review is Google. Highly recommend Omar is professional and very helpful he guided me through all process Thank youPosted on Tendai Nyakabau2025-11-10Trustindex verifies that the original source of the review is Google. The process was seamless after disappointments from a lot of advisors. Mortgage approved within days. Thank youPosted on Nahid Karim2025-10-31Trustindex verifies that the original source of the review is Google. Very professional and experienced. Helped us through the process efficientlyPosted on Abdul Hamid2025-10-15Trustindex verifies that the original source of the review is Google. I can’t recommend Goodnews Mortgages highly enough! They helped me secure both a commercial mortgage and a bridge loan, and the whole experience was fantastic from start to finish. The team was incredibly helpful, patient, and knowledgeable. They explained everything clearly and made what could have been a stressful process feel easy and straightforward. They really cared about finding the best deal for me and kept me updated every step of the way. I’m genuinely grateful for their hard work and professionalism. If you need any kind of commercial or bridging finance, don’t look anywhere else, Goodnews Mortgages is the one to trust!Posted on Ebun Odiahi2025-10-03Trustindex verifies that the original source of the review is Google. I am so grateful to Amor for being very professional , efficient and helpful from start to finish. All my questions were answered on time which help to alleviate my fears and concerns. Your service was exceptional. Thank youPosted on Funmilola Tijani2025-08-19Trustindex verifies that the original source of the review is Google. I had an exceptional experience with Goodnews Mortgages! From start to finish, their service was professional, efficient, and truly customer-focused. They took the time to explain everything clearly, answered all my questions, and made what could have been a stressful process smooth and stress-free. Their expertise and dedication gave me complete confidence throughout. I highly recommend Goodnews Mortgages to anyone looking for reliable and outstanding mortgage support.Posted on SAMPSON INYANG2025-08-07Trustindex verifies that the original source of the review is Google. Thank you so much Amor for all your help and guidance. You made the mortgage process feel less overwhelming. I’m especially grateful for helping me secure a lower mortgage deposit with a 5% deposit as visa holder. It made a huge difference and took a lot of stress off my shoulders. Would definitely recommend your service to my family and friends!Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Next, we’ll gather and organize all necessary documents, such as proof of ID, income and credit history. Having complete and accurate documentation is essential for a smooth and successful mortgage application.
Finally, we assess your application, address any additional requirements. Once approved, you’ll receive a formal mortgage offer or facility letter, allowing you to move forward with securing your requirement finance.
We pride ourselves on delivering personalized service and expert advice. Our team is committed to finding the right mortgage solutions for every client, no matter how complex their needs may be. With access to a wide network of lenders, we are equipped to handle even the most challenging cases.
Buying your first home is an exciting milestone, and we are here to make it a seamless experience. At Goodnews Mortgages Broker, we offer expert advice and support to help first-time buyers secure the best deals and navigate the mortgage process with confidence.
What We Offer First-Time Buyers:
Guidance on government schemes like Help to Buy and Shared Ownership.
5% Deposit mortgages, exclusive deals and competitive rates.
Mortgages with bad credit and visas. Clear, step-by-step advice to simplify the process.
Bad credit does not have to be a barrier to securing the mortgage you need. At Goodnews Mortgages, we understand that financial challenges happen. Our team works with a wide range of lenders who specialize in bad credit mortgages, ensuring you have access to options tailored to your circumstances. Whether you are looking for mortgage with defaults, mortgage with CCJs, or other credit issues, we are here to help you rebuild and move forward. Why Choose Us for Bad Credit Mortgages?
What We Offer First-Time Buyers:
Access to suitable and cost effective lenders.
Flexible terms tailored to your affordability.
Expert Advice to help improve your credit profile over time
Being self-employed should not limit your ability to secure a mortgage. At Goodnews Mortgages, we specialize in understanding the unique financial situations of self-employed individuals, contractors, and freelancers. We can use your self-employed income for 1 year accoutns or projection. Why Choose Us for Self-Employed Mortgages? Access to lenders who accept diverse income proofs. Tailored solutions for limited companies, sole traders, and partnerships. Expert guidance to streamline the application process.
Whether you are looking to expand your business premises or invest in commercial property, we provide comprehensive solutions for commercial mortgages. With access to lenders offering competitive rates, we’ll help you secure the financing you need to achieve your business goals and commercial property.
Our Commercial Mortgage Services Include:
Loans for office spaces, retail units, and industrial properties.
Tailored solutions for owner-occupiers and investors.
Flexible repayment terms to suit your business model
Need short-term financing to bridge the gap between property transactions? Our bridging loans offer a quick and flexible solution, helping you secure funding when you need it most. Ideal for property purchases, renovations, or auction acquisitions, our bridging loans are designed to keep your plans on track.
Benefits of Bridging Loans with Goodnews Mortgages:
Fast approvals and funding up to £50 million.
Competitive interest rates from 0.5%.
Flexible terms tailored to your project which may include light/medium & heavy refurb or auction purchase.
We’re proud to support NHS staff with exclusive mortgage options tailored to their needs. Whether you’re a doctor, nurse, or other healthcare professional, our team works to secure the best deals to fit your unique circumstances.
Benefits for NHS Staff:
Access to exclusive mortgage rates.
Flexible terms tailored to shift work and irregular income.
Expert advice on government schemes and incentives.
Whether you are building new properties or undertaking large-scale renovations, our development finance solutions provide the funding you need to bring your vision to life. At Goodnews Mortgages, we have over 30 development finance lenders on our panel specialising in property development loans.
Why Choose Our Development Finance Solutions?
Competitive rates and flexible terms.
Financing options for small and large projects.
Expert guidance to navigate the complexities of development finance.
Simplify your finances with a debt consolidation mortgage broker. At Goodnews Mortgages, we help you combine multiple debts into one manageable monthly payment, reducing stress and improving your financial stability.
Benefits of Debt Consolidation Mortgages:
Lower overall monthly payments.
Improved financial management.
Tailored solutions to fit your affordability.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE MORTGAGE PAYMENTS.
Most Buy to Let Mortgages and Bridging Finance Contracts are not regulated by the Financial Conduct Authority. We are currently not offering regulated mortgages or products.
Commercial Mortgages are not regulated by the Financial Conduct Authority.
Goodnews Mortgages Ltd is an appointed representative of CityPlus Network Ltd, authorised and regulated by the Financial Conduct Authority (FRN 787508 –https://register.fca.org.uk/).
If you wish to complain against us, you can do this by email:
complaints@cityplusnetwork.co.uk
; by telephone: 020 8050 2479; in writing: FAO The Compliance Manager, Cityplus Network, 2nd Floor, 77 Marsh Wall, Canary Wharf, London, E14 9SH.
If your complaint is related to a regulated product or service, you may be entitled to refer to the Financial Ombudsman Service (FOS). If we are unable to provide a resolution within 8 weeks, or you are not happy with the outcome we have provided to you, please visit their website for more details –
www.financial-ombudsman.org.uk. Their support team can be contacted on 0800 023 4567.