fbpx

Simple Solutions for Complex Situations

Low Credit Score? Mortgage with CCJ, Default or Mispayments

Struggling with a low credit score? Our team specialises in low credit score mortgages, providing a hassle-free solution to help you secure the funding you need. We maximise your chances of success, offering solutions even with adverse credit such as mispayments, CCJs, Defaults, IVAs and Bankcruptcy. With expert advice, we help you find the most cost-effective and suitable mortgage option. 

best mortgage rates

Affordable Solutions for Low Credit Score Mortgages

Do you have mispayments, defaults, CCJs registered within the last six years? IVAs, DMP or Bankruptcy? We have a solution.

Low Credit Score

We can help most, even with low credit scores. It is our aim to help mortgage borrowers with adverse credit scores or complex situations, get approved.

Defaults or CCJs

Current or past credit problems? Has the creditor registered a default or CCJ on your name in the last 6 years or more? We can help you. Get in touch today.

Mispayments

Have you missed payments on credit card, loans, mortgage, utility or communication bill? We have cost-effective and suitable mortgage products to assist.

IVAs or DMP

Have you in IVA or under Debt Management Plan? We have specialist lenders who are to consider circumstances related to individual financial situation.

Why Choose GM?

Specialists in complex, Residential, Buy To Let and Commercial mortgages. Adverse credit, multiple incomes, self-employed, or on a visa? We have a solution.

Right Mortgage option

Right Mortgage Options for your unique financial situation, even with low credit scores.

Quick Approval

Quick and easy process that matches you with the best mortgage options, without long delays.

Our Monthly Approvals

With several approvals every month, we have handle complex situations so well, they start to look simple.

We'll Get Back To You

Please enable JavaScript in your browser to complete this form.

We are Linked with 102+ Lenders across UK

Our Simple Mortgage Process

3 simple steps to getting cost-effective and suitable mortgage.

We Will Discuss the Scenario

We’ll begin by talking through your financial situation and mortgage needs to find the best options for you. This discussion ensures we understand your goals and can tailor the process to meet them effectively.

Make the Right Documentation

Next, we’ll gather and organize all necessary documents, such as proof of ID, income and credit history. Having complete and accurate documentation is essential for a smooth and successful mortgage application.

Get Your Mortgage Approved

Finally, we’ll submit your application to the lender and address any additional requirements. Once approved, you’ll receive a formal offer, allowing you to move forward with securing your mortgage.

With Goodnews Mortgage, Its Always a Good News

Do you have bad credit? Many people aren’t sure if the same range of mortgages are available if they have a bad credit history. Well, we offer solutions to help you secure a home.

Low Bad Credit Score history Mortgage for home loan and personal loan in UK

Struggling with a low credit score? At Goodnews Mortgages, we believe that a low credit score shouldn’t prevent you from owning a home. We offer specialized low credit score mortgages designed to help individuals with less-than-perfect credit secure a mortgage and achieve their homeownership dreams.

What Is a Low Credit Score Mortgage?

A low credit score mortgage is tailored for individuals who may have struggled with their credit in the past, including missed payments, defaults, or high credit card balances. While mainstream lenders may decline these applicants, Goodnews Mortgages works with a network of lenders that offer more flexible criteria for borrowers with lower credit scores.

  • Access to homeownership: Even with a low credit score, you can still qualify for a mortgage.
  • Flexible terms: We work with lenders who understand your situation and offer tailored solutions.
  • Credit improvement: Making regular mortgage payments can help rebuild your credit over time.

At Goodnews Mortgages, we specialize in helping individuals with low credit scores find suitable mortgage options. Our advisors will:

  • Assess your situation: We take the time to understand your financial circumstances and find the best options.
  • Work with flexible lenders: We have access to lenders who are willing to work with lower credit scores.
  • Offer personalized advice: We’ll guide you through improving your credit score and securing a mortgage that fits your needs.

We know that life can impact your credit score, but it doesn’t have to stop your homeownership journey. At Goodnews Mortgages, we’re committed to finding you a mortgage solution, even with credit challenges.

If you have a low credit score and need help securing a mortgage, contact Goodnews Mortgages today. Our expert team will help you find the right mortgage and get you on the path to homeownership.