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At Goodnews Mortgages, we’re committed to helping you navigate the mortgage process with ease, no matter how complex your situation. Whether you’re looking for a residential, buy-to-let, or commercial mortgage, or need advice on adverse credit or unique financial circumstances, our team is here to provide tailored solutions. We’re just a call or message away—let’s make your homeownership journey a success!
Free Initial Advice All Types of Mortgages
At Goodnews Mortgages, we pride ourselves on offering a comprehensive range of mortgage services designed to meet diverse financial needs and unique circumstances. Whether you’re a first-time buyer, an investor, or someone navigating complex financial situations, we’re here to guide you every step of the way.
1. Tier 2 Visa Mortgages
We specialize in helping Tier 2 Visa holders secure mortgages, even with limited credit history in the UK and deposit of 5%. Our expert team will assess the situation and understand your unique residency status, ensuring competitive rates and flexible terms.
2. NHS Staff Mortgages
We offer exclusive mortgage deals for NHS staff and Care Workers recognizing the vital role healthcare professionals play. With flexible terms and competitive rates, we make it easier for NHS employees to find their dream homes for UK and Foreign Nationals.Â
3. Commercial Mortgages
Whether you are buying a business property, expanding your portfolio, or refinancing, we provide expert advice and access to a wide range of commercial mortgage options tailored to individual or business needs.
4. Spouse Visa Mortgages
Purchasing a home on a Spouse Visa can be challenging, but we simplify the process with tailored solutions. We work with lenders who are experienced in supporting visa holders, helping you achieve your homeownership goals.
5. Bad Credit Mortgages
Don’t let a poor credit history stop you from owning a home. We are specialists in providing solutions to borrowers with adverse credit, ensuring you get a fair chance at securing a mortgage.
6. 5% Deposit Mortgages
Homeownership is within reach with our low-deposit mortgage options. Whether you’re a first-time buyer or looking to move, we help you secure a mortgage with just a 5% deposit.
7. Bridging Loans
Need short-term funding for a property purchase or renovation? Our bridging loans provide fast and flexible financing to bridge the gap between transactions.
8. Shared Ownership Mortgages
Step onto the property ladder with our shared ownership mortgages, allowing you to part-buy and part-rent a home with manageable financial commitments.
9. Refused on the High Street
If you’ve been turned down by traditional lenders, we can help. Our team specializes in finding alternative solutions for complex cases, ensuring you have access to the funding you need.
10. Development Finance
From residential builds to commercial projects, we offer tailored development finance solutions to fund your property projects at every stage.
11. Home Improvement Mortgages
Upgrade your living space with our home improvement financing options. From renovations to extensions, we help you unlock your property’s full potential.
12. Debt Consolidation Mortgages
Simplify your finances and reduce monthly repayments by consolidating your debts into a single mortgage. Our team helps you regain financial control with tailored solutions.
FAQs from Our Customers
We like to help our clients in different situations and get their mortgage approved. See below some of our most frequently asked questions.Â
Generally, first-time buyers need at least 5-10% of the property’s value, though some schemes may offer lower deposit options.
Yes, though it may limit your options. Some lenders specialize in first-time buyers with poor credit, but you may face higher interest rates.
Yes, we can consider applicants working in NHS or care industry up to 95% of the property value subject to credit score and applicant’s circumstances.
Adverse credit refers to negative marks on your credit file, such as missed payments, defaults, County Court Judgments (CCJs), or bankruptcy. These factors can affect your ability to secure a traditional mortgage.
We can look at foreign nationals in need of mortgage with as low as 5% deposit subject to credit score and other criteria.Â
Yes, foreign nationals on a Tier 2 visa can obtain a mortgage in the UK.
Shared ownership allows you to buy a portion of a property (typically 25-75%) and pay rent on the remaining share, with the option to buy more of the property over time.
A commercial mortgage is used to buy a property or land for business purposes. These loans are tailored for businesses, including office spaces, retail outlets, or investment properties.
A debt consolidation mortgage allows you to consolidate multiple debts into your mortgage, using the equity in your home to pay off unsecured debts like credit cards and personal loans.
 Yes, you can get a mortgage on a spouse visa. Lenders will evaluate your financial situation, amount borrowing and level of deposit available.Â
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